Tech workers, investors, and move-up buyers — Austin's complex market needs a loan officer who gets it.
Austin is a different kind of market. Home prices are higher, income sources are more complex (RSUs, equity, contractor income), and investors are buying Airbnbs and long-term rentals at scale. I work with Austin buyers who need jumbo loans over the conforming limit, tech employees with restricted stock units that need to be counted correctly, and investors using DSCR loans to buy rental properties without showing personal income. I also work with the everyday Austin family who just needs a solid conventional loan at a competitive rate.
Austin's market has cooled from the 2021–2022 frenzy but prices remain elevated — median home prices hover around $550,000 in Travis County. That pushes many buyers into jumbo territory (over $806,500 in 2025). Williamson County (Cedar Park, Round Rock, Georgetown) offers better value with prices in the $400K–$500K range. Travis County property taxes average 2.2%, which on a $550K home is $1,007/month in tax alone. DSCR investors need to model Texas property tax carefully — it kills cash flow projections that assume lower-tax markets.
Travis County property taxes average around 2.2% of assessed value — but on Austin home prices, that hits hard. A $549,000 home carries roughly $12,078/year in property tax, or $1,007/month. Suburban buyers in Williamson or Hays County see slightly lower rates. I model this into every pre-approval so you're not shocked at closing.
Tech employees at Dell/Apple/Tesla/Oracle, out-of-state relocators, real estate investors buying Airbnbs, move-up buyers from starter homes, high-income professionals with complex income
Each program has specific advantages in the Austin market. Here's a quick overview — click any to see the full Austin-specific page.
Austin prices are high — but FHA with down payment assistance is still your fastest path to owning.
Austin prices are high — VA with zero down and no PMI is how veterans stay in the game.
From 3% down starter loans to move-up jumbo-adjacent financing — conventional covers Austin's range.
Airbnb, long-term rental, multifamily — grow your Austin portfolio without showing personal income.
Tech consultant, startup founder, freelancer — your bank deposits are your income story.
Austin's luxury market starts above $800K — expert jumbo financing for serious buyers.
Complex income, alternative documentation, or non-traditional situation — there's a loan for you.
"I'm a software engineer at a tech company and most of my compensation is RSUs. Most lenders had no idea how to count that income. Rodolfo knew exactly what to do — he properly documented my stock comp and we got approved for the jumbo loan I needed. Closed on my dream home in Westlake. Couldn't have done it without him."
Active buying in all zip codes throughout the Austin metro area.
I know the Austin market inside and out. Free consultation — I'll tell you exactly what you qualify for and what your real monthly payment will be.
NMLS #2248652 · Licensed in Texas · Response in 24 hours or less