Privacy Policy

Who We Are

This Privacy Policy applies to Rodolfo Toscano, NMLS #2248652, a mortgage loan originator licensed in Texas (TXSML), sponsored by Ram Realty and Mortgage Inc. d/b/a The Big Mortgage, NMLS #2459536, DRE #02211165, located at 26035 Moulton Parkway Apt 70, Laguna Hills, CA 92653 (collectively "we," "us," or "our").

We are committed to protecting your privacy and handling your personal information responsibly in compliance with the Gramm-Leach-Bliley Act (GLBA) and all applicable federal and state laws.

Information We Collect

We may collect the following types of personal information:

• Contact information: name, phone number, email address, and mailing address
• Financial information: income, assets, employment, credit history, and loan details you voluntarily provide
• Property information: property address, purchase price, and down payment amount
• Technical information: browser type, IP address, and pages visited (collected automatically via standard web logs)

We collect this information when you:

• Submit a contact or inquiry form on this website
• Call or email us directly
• Submit a mortgage application through our loan portal

How We Use Your Information

We use the information you provide to:

• Respond to your inquiries and provide mortgage consultations
• Process and evaluate mortgage loan applications
• Communicate with you about your loan status and options
• Comply with legal and regulatory requirements
• Improve our website and services

We do not sell your personal information to third parties for marketing purposes.

How We Share Your Information

We may share your information with:

• Lenders and loan processors as necessary to evaluate and process your mortgage application
• Credit reporting agencies as required during the loan origination process
• Service providers who assist us in operating this website and conducting our business, subject to confidentiality obligations
• Regulatory and government authorities when required by law

Any sharing of your nonpublic personal information is done solely for the purpose of servicing your loan or as otherwise permitted by law.

Data Security

We implement reasonable physical, electronic, and procedural safeguards to protect your personal information from unauthorized access, use, or disclosure. However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.

Cookies and Tracking

This website may use standard web cookies and analytics tools to understand how visitors use our site. These cookies do not collect personally identifiable information. You can disable cookies through your browser settings, though some features of the site may not function properly as a result.

Third-Party Links

This website may contain links to third-party sites (such as our loan application portal). We are not responsible for the privacy practices of those sites and encourage you to review their privacy policies separately.

Your Rights

You have the right to request access to the personal information we hold about you, to request corrections, and to ask us to limit or stop sharing your information as permitted by law. To make a request, contact us using the information below.

Children's Privacy

This website is not directed to individuals under the age of 18. We do not knowingly collect personal information from minors.

Changes to This Policy

We may update this Privacy Policy from time to time. The "Last updated" date at the top of this page reflects the most recent revision. Continued use of this website after changes are posted constitutes your acceptance of the updated policy.

Contact Us

If you have questions or concerns about this Privacy Policy or how your information is handled, please contact us:

• Rodolfo Toscano — Mortgage Loan Originator, NMLS #2248652
• Phone: (956) 358-2770
• Email: Rodolfo@thebigmortgage.com
• Sponsored by: Ram Realty and Mortgage Inc. d/b/a The Big Mortgage | NMLS #2459536 | DRE #02211165
• 26035 Moulton Parkway Apt 70, Laguna Hills, CA 92653